Cigna dental insurance is a popular choice for our patients. Having this coverage will help make it easy to fit the dental care you and your family need into your budget -- and it is important to know that the first step to make the most out of your investment is by visiting an in-network dentist. At Serene Family Dental, we are pleased to partner with a number of dental insurance providers, including yours! Keep reading to learn more about how visiting your Cigna dentist in McKinney can help you save big.
What Does it Mean to Be a Cigna Dentist?
A Cigna dentist is one who has signed a contract to offer certain dental services at a fixed, reduced rate for members of the plan. You will not have to pay any extra money out-of-pocket when you visit a Cigna dentist -- plus, we are experts in how your specific dental insurance works, so we can keep you up-to-date on any changes as they occur. By partnering with a Cigna dentist, you ensure that you can receive the most informed, efficient service possible.
What Services Are Covered by Cigna?
Cigna is a fee-for-service plan, meaning you pay for your benefits upfront in the form of a monthly premium and cash in on them as needed throughout the year. The specific details of your Cigna coverage will depend on a few factors that you or your employer choose at the time of enrollment. Your copay, annual maximum, and deductible may vary -- but in general, you can expect your coverage to look like this:
Preventive care, including twice-annual checkups and cleanings and an annual set of x-rays, is fully covered by your Cigna insurance plan. Children may be eligible for dental sealants and fluoride treatments.
Restorative care is covered between 50% and 80%, depending on the complexity of the service being provided. Basic fillings receive maximum coverage, for example, while prosthetics and complex root canals are covered by half.
Cosmetic dentistry treatments and other elective procedures are typically not covered by dental insurance, unless they are necessary for your continued oral health.
The Benefits of Seeing a Cigna Dentist
If you are an employee of Frisco ISD, you likely have dental insurance through Cigna. When you visit our office with your dental insurance, we will perform a verification of benefits to find out exactly what you are eligible for. This is one of the biggest advantages of visiting an in-network dentist -- you are partnering closely with a team of experts who really understand your plan. You will also feel confident knowing that you are receiving your benefits right away, rather than having to file for a reimbursement and wait for it to come weeks or months later. Seeing a Cigna dentist right off the bat just makes sense!
Schedule an Appointment Today
Don’t let your investment in dental insurance go to waste by visiting a dentist who doesn’t accept your plan! At Serene Family Dental, we’ll help you stretch your benefits to the maximum. We invite you to schedule an appointment with the “dentist near me” you’re searching for today!